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DISCLAIMER

This website and its contents (‘Website’) are owned and operated by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund. The use of this Website is governed by the following terms and conditions, as amended from time to time (the ‘Terms and Conditions’). These Terms and Conditions apply in favour of, and are enforceable by, Joseph Obeid ATF for the Joseph Obeid Superannuation Fund. By using this Website you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them. If you do not agree with these Terms and Conditions you should immediately cease using the Website. The Website may be updated from time to time, including these Terms and Conditions. By continuing to use this Website after these Terms and Conditions have been updated, you acknowledge that you have read and understood the updated Terms and Conditions and agree to be bound by them. The material on the Website is presented as general information only. It is not intended as legal, financial or real estate advice and must not be relied on as such. You should make your own inquiries and obtain independent professional advice tailored to your specific circumstances before making any legal, financial or real estate decisions.

INTELLECTUAL PROPERTY AND RESTRICTIONS ON USE OF CONTENT

Unless otherwise indicated, the copyright in the Website is owned by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund.. The Website includes registered and unregistered trademarks that are owned by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund. Except for the direct purpose of viewing, printing, accessing or interacting with the Website for your own personal use or as otherwise indicated on the Website or these Terms and Conditions, you must not reproduce, modify, communicate to the public, adapt, transfer, distribute or store any of the contents of the Website, or incorporate any part of the Website into another website without Joseph Obeid ATF for the Joseph Obeid Superannuation Fund consent.

LINKS TO THIRD PARTY SITES

Joseph Obeid ATF for the Joseph Obeid Superannuation Fund assumes no responsibility for the condition or content of third-party websites that may be linked to or accessed from the Website. Joseph Obeid ATF for the Joseph Obeid Superannuation Fund excludes all liability for any loss, damage, claim, expense, cost (including legal costs) or liability whatsoever arising from or referable to the condition or content of third-party websites that may be linked to or accessed from the Website.

PERSONAL INFORMATION

Joseph Obeid ATF for the Joseph Obeid Superannuation Fund may collect, use and disclose personal information about you obtained by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund from your use of the Website. Joseph Obeid ATF for the Joseph Obeid Superannuation Fund’s management of this information is governed by the Privacy Statement.

DISCLAIMER AND LIMITATION OF LIABILITY

The Website and its entire contents are provided on an “as is” basis. Joseph Obeid ATF for the Joseph Obeid Superannuation Fund does not warrant the completeness, accuracy, reliability or availability of the Website or its contents. All information is subject to change without notice. Subject to any responsibilities implied by law and that cannot be excluded, Joseph Obeid ATF for the Joseph Obeid Superannuation Fund excludes all liability for any loss, damage, claim, expense, cost (including legal costs) or liability whatsoever arising from or referable to the Website whether in contract, tort including negligence, statute or otherwise. Any term, condition, representation or warranty implied into these Terms and Conditions by law or otherwise, and which cannot be excluded, is included in these Terms and Conditions. Liability of any member of Joseph Obeid ATF for the Joseph Obeid Superannuation Fundfor a breach of a condition or warranty implied into these Terms and Conditions by law or otherwise, and which cannot be excluded, is limited to the extent possible, at that member’s option, to the supplying of the relevant goods or services again or the payment of the cost of having the goods or services supplied again.

CHANGES AND TERMINATION

Joseph Obeid ATF for the Joseph Obeid Superannuation Fund reserves the right to revise the content of, amend links from, or withdraw access to the Website at any time without notice or liability to you. Your ability to access the Website or to participate in any features of the Website may be terminated at any time without notice, and without any liability to you. Any limitations on Joseph Obeid ATF for the Joseph Obeid Superannuation Fund liability will survive such termination.

MISCELLANEOUS

A right relating to these Terms and Conditions may only be waived by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund in writing. These Terms and Conditions are governed by and construed in accordance with the laws of Victoria, Australia. By using the Website, you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Victoria. If any provision of these Terms and Conditions are found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remaining provisions, which will continue in full force and effect. Joseph Obeid ATF for the Joseph Obeid Superannuation Fund failure to exercise or enforce any rights or any provision of these Terms and Conditions will not constitute a waiver of such right or provision unless acknowledged and agreed to by Joseph Obeid ATF for the Joseph Obeid Superannuation Fund in writing.